How do I cancel a money order and get money back?
If you don’t have the receipt, you can return to the location where you purchased the money order (or any of its branches or offices) and explain the situation. You may need to visit an office anyway to complete the next phase of the cancellation process, completing and submitting a cancellation request form.
How can I get my money back from a money order?
With most money order issuers, including USPS, Western Union, and MoneyGram, you can cancel the payment. 1 2 To do so, either fill out a form or take the money order back to the place you originally bought it. Bring identification and any information you have about the money order to start the process.
How do I stop payment on a money order?
If the money order was lost, stolen or destroyed or otherwise remains uncashed, it is possible to stop payment on it. Typically you need to contact the merchant where you bought it, either in person or online, fill out a claim form identifying both yourself and the money order, and pay a processing fee.
Can I return a money order if I write on it?
Many money order providers and cashiers won’t let you correct the mistake yourself. Changing information on the completed money order will make the order ineligible for cashing; the official policy is that money orders must be canceled and/or refunded if there is a mistake.
How do I correct a money order?
You should not correct a mistake on a USPS money order yourself, customer service representatives for USPS said. Instead, the USPS will replace a damaged or incorrect money order at no charge. To replace the money order, you must return the money order and the matching customer receipt to a USPS location.
What can I do with a money order that I already filled out?
What if I already filled out the money order but no longer need it for the payment I was going to make? If the money order is not altered and in good condition, you may try to cash the money order at your bank or a check cashing store.
What happens if you don’t use a money order?
Take it to the Bank
If you have a bank account, you can deposit the money order into your account, provided you haven’t written on it. If the money order is blank, put your name in the recipient’s area and endorse the back of the money order. Then you can either present it to a teller.
Why was my money order declined?
Because money orders are prepaid, they can’t be rejected for insufficient funds and aren’t subject to the fees that come with bouncing a check. Some businesses or people may accept money orders but not personal checks because they don’t want to bother with the risk of a bad check.
Can I cash a blank money order I found?
If the lost money order was blank, that means anyone can sign and cash it, making it harder for you to ever get that money back. But if it was addressed to someone and a different person cashed it, you may be able to get a refund since the bank didn’t properly verify the identity of the recipient.
Can someone cash a stolen money order?
If you receive a receipt with your money order, you should hang on to it in case the money order is lost or stolen or anything goes wrong. If someone receives a money order, they can generally cash it through the organization that issued it, through a check cashing or other retail store or deposit it at a bank.
Can I find out who cashed my money order?
Customers wanting to find out if a money order has been cashed may go online to USPS.com to check the status. They will need to enter the money order serial number, Post Office number, and issued amount—all printed on the money order receipt—in order to obtain near real-time status information.
Can I see who cashed my money order?
Call MoneyGram’s automated response line at 1-800-542-3590 or use MoneyGram’s online tracking system. You’ll need to provide your money order number and the exact dollar amount; the system should then tell you whether the item has been cashed or not.
What happens if a money order is stolen and cashed?
Pick Up Your Refund
If your money order was stolen or lost, and not yet cashed when the issuer concludes the investigation process, a refund is issued. The USPS allows for picking up a refund, in the form of a postal money order you can address to yourself and cash immediately, at any post office.
Can money orders be traced without receipt?
While most banks and issuers will allow you to trace your money order without a receipt, some will not. For example, if you have lost your receipt for a USPS money order and wish to trace it, read no further. USPS does not allow tracing of any money order without a receipt.
Can you cash a money order at Walmart?
Walmart will cash MoneyGram money orders. Check Cashing fees may apply. For purchases over $1,000 a valid government-issued photo ID is required.
What is needed to cash a money order?
How to Cash a Money Order
- Bring the payment to a location that cashes checks or money orders. Money orders are treated very much like checks.
- Endorse the money order like you would a check. Sign your name on the back.
- Show valid identification.
- Pay any fees for the service.
- Get your cash.
How much does it cost to cash a money order?
According to the fee schedule of US Post Office, you’ll pay $1.25 to cash a money order of up to $500, and $1.70 for one up to $1,000. The fee is just $0.45 for postal military money orders issued by military facilities.
How can I cash a money order without ID?
If you don’t have any ID, you can endorse the money order to someone else, like a sibling or friend, who does have an ID. Then they can cash it for you. Don’t forget that you’ll probably face some service fees to cash the money order.
How long do money orders take to clear?
Money orders generally clear almost immediately, and if you (or the person you send a money order to) are redeeming it for cash, you should receive the funds right away. However, some banks may take as long as 24 hours to deposit a money order into your account, especially if you deposit it later in the day.
Can I make a money order out to myself?
Short Answer: You can make a money order out to yourself, but you can‘t alter a money order after it’s been made out to someone else. To write a money order to yourself, you’ll write your name as both the purchaser and the recipient.